Discover credit card bad credit reddit

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August undefined, 2024

WebDiscover IT is great for a basic cashback card. As said by Jeff, its 2% first year on everything, and 10%! the first year for the category spend and Discover is pretty good … WebApr 10, 2024 · So I had a Discover card with a great credit limit and 0% interest, COVID causes me to be furloughed from my job so after having an impeccable payment history I …

What Credit Card Do I Qualify For? Discover

WebCycling is when you run your balance up, pay it off, and then run it back up within the same statement cycle. Banks don't like this because the payment can get recalled and now they're out 2x the amount of money they decided to risk on you. Some banks will for sure shut you down for it. Some are more lenient. WebFantastic_Tadpole594 • 7 mo. ago. Can't agree more with you. I probably had over 25 bank credit cards in my lifetime and the Discover Card I have right now is an absolutely horrible card. I've been plagued with problems and discover system querks to the point that I now intend to pay it off asap and close the account. faisal hill a block map

Looking to get your first/ a new credit card? Read this! - reddit

WebFeb 2, 2024 · Loan Amounts & Terms. Loan amounts. Discover offers unsecured personal loans from $2,500 to $40,000 in all 50 states.; Loan terms. Discover personal loans are available for terms of 36, 48, 60, 72 ... WebBack in 2024, I started with a secured Discover IT credit card with a $200 limit. It graduated to an unsecured card with an $1800 limit about 7 months later. About 5 months after getting the Discover card, I applied for an unsecured Capital One Platinum card. The card had a $300 limit but graduated to a $2000 limit in about 5 months after ... WebThis is for cash-back. First, you need to make sure that you can get approved so you need to have the discover as your first card. After that get the chase freedom and freedom unlimited. Wait for a while and get the chase sapphire preferred if you want to get more travel related Benefits else get the amazon prime card. fa is a line line segment and a ray

Discover it Student Cash Back Credit Card 2024 Review

Best Secured Credit Card? : r/CRedit - reddit

WebApr 3, 2024 · The best Discover credit card for bad credit is the Discover it® Secured Credit Card. Although it doesn’t receive our highest rating among secured cards, it is … WebApr 1, 2024 · Winner: Discover it® Secured Credit Card. Best for low deposit: Capital One Platinum Secured Credit Card. Best for low interest: DCU Visa® Platinum Secured Credit Card. Best for no credit check ... faisal mir home officeWebLog onto Credit Karma (its free) get your credit report and then use the system there to apply for a card they’ll recommend. You are going to pay a high initiation fee and APR will be stupid with a relatively low credit limit. But use the card for a year then rinse and repeat. With a credit score under 640 you’ll probably get a max credit ... faisal hills b block

"WebMar 28, 2024 · The OpenSky® Secured Visa® Credit Card is a good option to help rebuild credit. There’s no credit report required to apply, so your credit score doesn’t matter like it will with traditional ... " - Discover credit card bad credit reddit

Discover credit card bad credit reddit

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WebAug 8, 2024 · Key Points About: What Credit Card You Qualify For. Credit card issuers will consider your income when deciding if you qualify for a credit card. If you have the highest level of credit score, you can qualify for a credit card with great rewards, such as the Discover it® Cash Back credit card. If you don’t qualify for this Discover it card ... WebCapital One is just a very basic card with no rewards and no yearly fee. I personally got both and the Citi secured card. I personally don’t want to pay a yearly fee unless the card has good offers. I don't think that it's available to everyone.

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WebHighly recommend them. It probably doesn't matter long-term; you can always open more cards and/or request a credit line increase. Hard inquiries only stay on your credit report for 2 years. Just don't get the Platinum or Secured card. Any Visa Signature card will have a minimum $5k limit and YMMV with AMEX cards. WebYes, it's a real debit card. It operates on the "PULSE" network, so the ATM/business must accept that network for the card to work. You should NEVER use a debit card (from any bank) to buy things, however. You're putting your bank account at serious risk. You should be using a credit card, whenever possible. Then pay the card off, in full, each ...

WebCiti premier (got it when it offered the 80k sub) looking at the citi custom cash for gas next. restaurant Amex gold. 4)travel (airlines)Amex plat or CSR (I also rotate purchases between CFU/CFF to get UR points) -Hotels Hilton Aspire. 5) entertainment US bank cash + /Amex plat credits it offers. WebThe Discover IT card is basically like another tool in a Swiss army knife of cards. 5% cash back in rotating categories is very powerful and they usually do not overlap Chase or Citi's 5% back categories. The first year cash back match effectively makes it a 10% back card when spending in those categories as well.

WebA friend of mine suggested I scroll through some different personal finance subreddits, and after spending hours doing that, I walked away with interesting and unique advice that's helped me save ...

WebDiscover is the shit. Just wanna say discover impressed me. I was pumping gas last night and my Discover credit card has been fading away so often it is not read by the machine. I called at 5 pm to see if they would mail me a new card. Explained how my address is now different because my one on paper is my home of record and I’m in the military.

WebJan 21, 2024 · I’ve had a Discover card since 2013 and have only encountered 3 times it wasn’t accepted. I had an Amex card for a year in 2024 and I probably ran into 1 in 10 … Please take note of Reddit's Content Policy, and the Reddiquette. Please also be … card. card classic compact. 52. pinned by moderators. Posted by 2 days ago. … dokasch ts teamWebMar 8, 2024 · The unlimited 1% cash-back reward offered by the Discover it® Student Cash Back card is automatically earned on all purchases. To earn 5% cash back in quarterly rotating categories capped at ... faisal mohyuddin prayerWebNNJ1978 •. Given the recency of your delinquencies the Open Sky card may be the best bet. Cap One is forgiving once you actually pay/settle the old cards. That said, while rebuilding your credit is important and can be done simultaneously while dealing with old issues, for many it's best if their main purpose in the meantime is to just deal ... dokasch temperature solutions gmbhWebIt’s rare to find a secured credit card that offers rewards. With this card, you’ll earn 2% cash back on up to $1,000 in spending per quarter on gas and restaurant purchases, and an unlimited ... faisal bin mohammed bin saud asirWebMar 17, 2024 · Convenience isn’t the only high point for Discover’s money market accounts. These accounts offer high earning potential. It currently offers a 3.50% APY for balances under $100,000 and 3.55% ... dokasch temperature solutionsWebThe constant payments will build your credit. Credit card companies don't want you to pay them back, they want you to pay them back with interest. Paying off your credit cards every month lowers your score by a few points. I recommend he get the DCU Visa Platinum Secured Credit Card out of those option, but continue to look around. dokasch containerWebOr apply for Discover it Secured card online. You’ll need to give them a $200 deposit for that card, but you’ll get the deposit refunded in a few months. They will also convert your Secured card to unsecured after about 8 months. The Secured card earns 4% cash back on gas and dining and 2% on everything else the first year. No annual fee ... faisal islamic bank of sudan